Locally Owned and Operated for Over 34 Years

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Monthly Drawings

We have a drawing on the 1st of every month for $50.00. All you have to do for a chance to win is pay your payment or renew your loan on time.

 If you pay on your due date, your name is entered once. If you pay or renew early, even one day early, your name is entered THREE times.

 The $50 is free, with absolutely NO strings attached. Then we start a new drawing for the month.


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Your Source of Short-Term Loans
for Residents in Temple, TX & Beyond


We lend from $100 to $1,600 at a FIXED rate.

Terms can be set up for monthly payments from 1 to 24 months.

You can call and apply by phone, or come by the office. Once approved, to open an account you will have to come into the office. We need to get copies of your current TX Driver's License or ID card, proof of income, and proof of residence.


The basic requirements to apply:


  • You are at least 18 years old
  • You have at least 6 months at your present job.
  • If you're not employed, any verifiable steady income such as SS, SSI, retirement pension, etc.(workman's comp and child support do not qualify)
  • You need a current TX driver's license or ID card


Because our short-term loans are unsecured, meaning we do not accept any collateral, car titles, or cosigners, you need to have at least 3 established credit references. These would include any accounts where you made payments; car dealers, furniture stores, other loan companies, and credit cards including paid-off accounts, except rent, insurance, or utilities.


Contact or visit our office today to apply for our unsecured loans! We're proud to help those throughout Temple, Georgetown, Belton, Killeen, Rockdale, Troy, Cameron, Harker Heights, Gatesville, and Waco, TX.

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